More flexibility, more carrier options, and one trusted agent coordinating it all.
More flexibility, more carrier options, and one trusted agent coordinating it all.
For years, the best advice was to keep your home, auto, and umbrella with one company. But since 2020, carriers have updated pricing, underwriting, and product design. The result? A company that’s great for home might be overpriced for auto — or vice versa. A single-carrier bundle can actually cost you more in today’s market. After working with hundreds of households over the past decade, I’ve seen this shift firsthand.
When appropriate, I begin by exploring a stand-alone umbrella policy that can work with multiple carriers. This gives you freedom to mix and match your home and auto with the carriers offering the best coverage and value — without being locked into one bundle or one company’s pricing strategy. It’s insurance designed with the flexibility today’s market demands.
Even if your coverage ends up with different carriers, I remain your single point of contact. You won't have to call a 1-800 number, navigate multiple websites, or wonder who to reach when something happens. You get the flexibility of multiple carriers — with the simplicity of one experienced insurance advisor who handles everything for you.
My modern bundle strategy provides competitive pricing, more options, and coverage tailored to your needs. But most importantly, it gives you peace of mind — knowing you have one dedicated agent who understands your entire insurance picture and manages it for you year after year. You get personal service, not a corporate experience.
When appropriate, I begin by exploring a stand-alone umbrella policy that can work with multiple carriers. This gives you the foundation to mix and match your home, auto, and specialty coverage, instead of forcing everything into one company’s bundle.
Home and auto rates vary more today than ever before. So I shop each policy separately, comparing multiple companies to find the best fit for your coverage needs and budget. This creates a better-value insurance package customized to you.
Even with multiple carriers, you don’t deal with multiple service centers. You call me. I remain your single point of contact for questions, claims guidance, policy changes, and annual reviews. You get the flexibility of many carriers with the simplicity of one insurance advisor.
I navigate the carriers, shop the policies, and bring the best options together — so you never have to untangle the complexity of insurance on your own.
Because I manage your entire bundle, I understand how every policy works together. That means informed guidance, coordinated protection, and a more personalized experience.
From coverage questions to claims guidance to annual reviews, I stay with you long-term. Insurance changes — but you always have me as your trusted home base.
PMG Group Inc. | Paul Lipps, Agent
10255 Commerce Dr., Box 261, Carmel, IN 46032
PMG Group Insurance™ is the insurance division of PMG Group Inc., an independent insurance agency.
